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"Lost a legend": Kerrville man dies after home swept away by catastrophic Hill Country flooding, family confirms

Key keywords: Kerrville flooding fatality, 2024 Hill Country flash flood, swept away home flood victim, Kerrville legendary community member, Texas flood casualty, family confirms flood death, Guadalupe River flood disaster A beloved 68-year-old Kerrville resident identified by family as Raymond “Ray” Carter has died after his Guadalupe River-side home was completely swept away by record-breaking flash floods that hit the Texas Hill Country last week, his relatives confirmed in a public statement Tuesday. Carter, who ran Carter’s Hardware in downtown Kerrville for 42 years and was widely known across the community for his decades of volunteer work and generous support for local youth programs, was described by loved ones as “a true legend” who spent his entire life lifting up the people around him. The catastrophic flooding event was triggered by 11 inches of torrential rain that fell over a 6-hour period last Tuesday night, pushing Guadalupe River water levels 3.2 feet above the existing flood levee, marking the highest water level recorded in the area since 1936. Local emergency management issued mandatory evacuation orders for riverfront neighborhoods 90 minutes before the floodwaters peaked, but family members say Carter chose to return to his home of 32 years after dropping his granddaughter off at a higher-ground evacuation shelter, hoping to rescue his 10-year-old service dog, a golden retriever named Max, and boxes of photo albums documenting his 45-year marriage to his late wife Susan, who passed away in 2023. Search and rescue teams launched a large-scale search effort Wednesday morning, and Carter’s remains were recovered 2 miles downstream from his property Wednesday afternoon. His service dog Max is still missing, and local volunteers have continued to search the riverbanks for the animal over the past week. Tributes have poured in across Kerrville since news of Carter’s death spread, with hundreds of residents leaving flowers, handwritten notes and old photos outside his closed hardware store. Carter was known for giving free tools and building materials to low-income families repairing their homes, donating all concession profits from his store to local youth sports leagues, and distributing free hand sanitizer, masks and water to elderly residents during the 2020 COVID-19 lockdowns and 2021 winter storm. Carter’s family has launched a community fundraiser in his name, with all proceeds going toward upgrading Kerrville’s flood alert system and reinforcing the Guadalupe River levees to prevent similar tragedies in the future. As of Tuesday, the fundraiser has raised over $120,000, far exceeding its initial $50,000 goal. Texas Emergency Management officials say the recent Hill Country flooding has killed at least 7 people across 4 counties, destroyed more than 80 homes, and displaced over 300 residents to date.

Featured Comments

Reader 1 2026-07-18 12:21
As a Kerrville local who grew up going to Ray’s hardware store for every school project supply, my heart is completely broken. He never charged kids for small parts like nails or paint when we were building our soapbox derby cars, and he gave my single mom a discount on our water heater when it broke during the 2021 winter storm. He truly was a legend to all of us, and this flood has taken one of the best people in our community. I’m donating to the fund his family set up for flood alerts so no one else has to lose a loved one like this.
Reader 2 2026-07-18 12:21
I can’t imagine how hard this must be for his family. The fact that he stayed behind to save his service dog and memories of his late wife is such a perfect example of who he was—always putting the people and things he loved first. The Hill Country will never be the same without him. I hope local officials finally take flood preparedness seriously after this; we’ve been warning for years that the river banks aren’t high enough for these extreme rain events we’re getting more and more often.
Reader 3 2026-07-18 12:21
I’ve been following the Texas flooding coverage all week, and this story hit me harder than any other. It’s so tragic to lose someone who gave so much to his community just because our infrastructure can’t keep up with climate change-driven extreme weather. My prayers go out to his family, friends, and the entire Kerrville community that’s mourning this huge loss.
Reader 4 2026-07-18 12:21
I grew up playing in the youth baseball league Ray sponsored for 30 years. He showed up to every single championship game, brought free popsicles for all the kids, and even bought new uniforms for our team when our parents couldn’t afford them. No one in this town will ever forget what he did for us. Rest in peace, Ray.